Guides
Title splitting guides
Everything we have written about title splitting, in the order a buyer needs it: what it is, how it works, what it costs, how the money and the valuation behave, what stops deals, and how to choose who teaches you. Written by James Lynch from his own blocks and the deals brought to the weekly deal clinic.
Start here
- What is a title split? One freehold becomes several titles. The strategy from scratch, when it creates value, and when it does not.
- The title split process, step by step. The three routes, the two-company structure every split needs, and the eight steps from first look to registered titles.
- Title splitting glossary. Every term you will meet, in plain English, from freehold to the n-1 trick.
Time and money
- How long does a title split take? Weeks for the leases, months for the registration, and why the difference between three months and eighteen is whether anyone chases.
- How much does a title split cost? Every line of the bill, with the working allowances we use in our own deal stacking.
- How a valuer decides what your split units are worth. The two valuation bases, what makes a comparable stand up, and the traps that kill deals.
- Can you get a mortgage on individual flats in a split block? The two finance routes, what changed in 2026, and where these deals get stuck.
Choosing the block
- The title split checklist. The five things we check before we offer, the paperwork to demand early, and the buildings to leave alone.
- Block of flats, or a Section 257 HMO? The three tests, the licensing trap most landlords miss, and why a split does not change it.
Choosing who teaches you
- What does a title splitting course actually cost? Prices, what changes them, and five questions to ask any educator.
- Best title splitting training in the UK: how to choose for 2027. Seven checks to run on any provider, including us.
- Title splitting mentorship: what good looks like. What a mentor should do, what ours includes and costs, and eight questions to ask before you pay.
Listen instead
- James on the podcasts. Four episodes on title splitting, blocks of flats and scaling a portfolio, with players on the page.
Reading is free. So is the first call.
If you have a block in mind, book the free fifteen minute call and tell James about it. He will say whether it looks like a split worth doing and what to check first.